Head of Credit Monitoring & Financial Wellness Platform

Job Profile

Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As the Head of Credit Monitoring & Financial Wellness Platform within PNC's Retail Lending organization, you will be based in Chicago, IL.

The Head of Credit Monitoring & Financial Wellness Platform is responsible for leading the strategy, development, and delivery of a comprehensive customer experience that enables customers to monitor their credit score on an ongoing basis while accessing tools for personal financial budgeting and identity protection.

This role owns the end-to-end product lifecycle, including strategic planning, technology delivery, third-party partnerships, and product ownership within an agile development environment. The leader will oversee multiple scrum teams and collaborate across technology, data, risk, security, marketing, and customer experience to deliver a best-in-class financial wellness platform.

Additional Key Responsibilities:
Product Strategy & Vision

• Define and lead the strategic roadmap for credit monitoring, financial wellness tools, and identity protection services.
• Develop a compelling customer value proposition that integrates credit score monitoring, budgeting capabilities, and identity protection.
• Identify market opportunities, competitive positioning, and product differentiation.
• Drive adoption, engagement, and retention through continuous innovation and customer-focused product enhancements.

Product Ownership & Agile Delivery

• Serve as product owner across multiple agile product backlogs, epics, and user stories.
• Lead cross-functional planning with engineering, UX, data, and platfor timely and high-quality product delivery across releases.

Technology Delivery & Platform Development

• Oversee the design, development, and implementation of scalable technology solutions with architecture and engineering leaders to ensure platform scalability, performance, and security.
• Ensure compliance

Third-Party Partnerships & Vendor Oversight

• Manage relationships with third-party providers supporting credit score data, identity monitoring, fraud alerts, and financial tools.
• Lead vendor evaluation, contract negotiations, and ongoing performance management.
• Ensure seamless integration of third-party capabilities into the customer experience.

Team Leadership

• Lead and develop a team of product managers and multiple agile scrum teams.
• Establish strong product management practices, governance, and delivery frameworks.
• Foster a culture of innovation, collaboration, and, customer satisfaction, and financial impact.
• Use customer insights and data analytics to continuously optimize features and user experience.
• Partner with marketing and digital teams to drive awareness and adoption.

Preferred Competencies & Skills:
10+ years of experience in product management, digital platforms, or financial services technology.

• Proven experience leading complex digital products from concept through delivery.
• Strong experience operating within agile technology delivery environments.
• Experience managing multiple scrum teams and cross-functional technology teams.
• Experience working with third-party vendors and platform integrations.
• Strong strategic thinking and execution capabilities.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description
Defines the strategy and executes on the business and financial results for a product portfolio through the leadership of team(s) managing new and existing products by creating a differentiated customer experience utilizing traditional and emerging capabilities in technology, operations, and data analytics.
Defines the overall strategy to produce a differentiated customer experience related to product or experience development for applicable business segments and product groups. Sponsors potential product or experience development projects for feasibility and value. Presents initiatives and policy changes to gain executive management buy-in. Manages progress to ensure initiatives are completed on time, within budget and meet strategic goals and oversees the resolution of issues that arise.
Participates in the marketplace to influence product and customer experience trends and leads teams to execute on new products or enhancements to existing products or experiences and recognizes, anticipates and resolves complex operational and process problems that arise. Presents ideas to governing committees for approval. Maintains network of counterparts and third parties within the industry.
Serves as senior point of escalation and ensures successful outcomes from key stakeholders including sales, marketing, digital channel delivery and other internal service partners. Leads activities with external stakeholders and clients throughout the product lifecycle. Supports determination of risk appetite and limits as part of the first line of defense. Owns business response to audit and regulatory finding.
Leads one or multiple product lines and manager(s). Manages, motivates and develops the performance of the product development management team and key contributors.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to:
Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking.
Live the Values - Role models our values with transparency and courage.
Enable Change - Takes action to drive change and innovation that will transform our business.
Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making.
Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills Business Objectives, Customer Solutions, Marketing, Product Development, Product Management, Sales

Competencies Collaborating, Competitive Environment, Design Thinking, Emerging Technologies, Innovation, Managing Multiple Priorities, Problem Solving, Product Development Strategy, Solutions Development

Work Experience Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry-relevant experience is typically 8+ years. At least 5 years of prior management experience is typically required. Proven leadership experience with a moderate to large scope of responsibility is required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education Bachelors

Certifications No Required Certification(s)

Licenses No Required License(s)

Pay Transparency
Base Salary: $76,000.00 – $261,300.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window
Generally, this opening is expected to be posted for two business days from 03/10/2026, although it may be longer with business discretion.

Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com .

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [email protected] . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.