Credit Underwriter

Join a fast‑paced mortgage underwriting team as a Credit Underwriter , issuing credit decisions and reviewing borrower profiles across Conventional and Jumbo loans. This project‑based (Transactional Employee) role is ideal for experienced underwriters who enjoy variety, detailed loan analysis, and overtime opportunities.

What You’ll Do

• Underwrite residential mortgage loans (Conventional, Prime, Full‑Doc, Jumbo)
• Review credit reports, liabilities, judgments, and collections
• Analyze income (salaried, self‑employed, investment, fixed income)
• Review appraisals and calculate LTV ratios
• Assess assets across all account types
• Identify potential fraud and evaluate overall loan risk
• Work within AUS systems (DU, LP, AssetWise, other LOS platforms)
• Meet daily production & quality goals, clearing conditions as needed
• Support flow‑based teams handling high loan volume
  • Typically reviewing 2–6 loans/day depending on complexity

Schedule & Pay

• Flexible start time: 7–9 AM EST
• Standard 8‑hour day (Workday punch‑in required)
• Breaks/lunch per state law
• Training: 9 AM–5:30 PM EST for first 2 weeks (mandatory)
• Overtime at 1.5x when available
• Final rate may adjust slightly based on interview evaluation

Training & Performance Expectations

• 2‑week systems training (not underwriting fundamentals)
• Must pass an exit exam (80%+) to continue
• First 90 days include high‑volume practice, QC scorecards, and performance feedback
• Expected to underwrite a loan under 2 hours with 97% quality score

What You Need

• Strong background in residential mortgage underwriting
• Experience with Conventional/Jumbo loans & manual underwriting
• Proficiency with DU, LP, and other AUS/LOS systems
• Deep knowledge of industry guidelines (Fannie/Freddie), RESPA, TILA, ECOA, HVCC
• Strong analytical, communication, and organization skills
• Ability to thrive in a metric‑driven, fast‑paced environment
• MS Office proficiency

Education

• High school diploma or equivalent required
• Associate degree or equivalent mortgage experience preferred

This is a Permanent position based out of Chicago, IL.

The pay range for this position is $66560.00 - $83200.00/yr.

As you are getting questions from TE candidates about Benefits you can use this as reference for how the TE Benefits work and what we offer. Here is a snapshot of the TE benefits that we offer that can be shared verbally with candidates as well. • Medical Plans - 2 different plans offered • Goodpath - available at no cost if enrolled in a Covius medical health plan. Virtual care for pain, stress, sleep, etc. • Health Savings Account - tax free savings account. Eligible if enrolled in a medical health plan • Dental - 2 different plans offered • Vision - one plan offered • Life and Disability - company paid employee basic life and AD&D insurance. Can purchase supplemental life and/or AD&D coverage • Supplemental Insurance - can purchase accident, hospital indemnity, and/or critical illness supplement insurance • Medicare - free online resources for anyone who is Medicare-eligible • Employee Assistance Program - 24/7 access to life assistance resources at no cost • 401 (K) Retirement Savings - up to 3% company match, fully vested in company contributions after 1 year Eligibility for TEs goes into effect on the 1st of the month after 30 days of hire (ex - hired 1/5/26 benefits would be eligible on 3/1/2026). Benefits do remain active for the entirety of the plan year even as volumes or projects fluctuate so TEs are still responsible for premiums while they are an active employee with us whether through recouping payments when they get reassigned to work or setting up payment through Benefits Team. They are required under ACA to qualify each plan year based on hours worked and must average 30+ hours during lookback period to qualify for the next plan year. Just so everyone has as talking points for questions but please let us know if there is anything else we can send or clarify.

This is a fully remote position.

This position is anticipated to close on Jan 9, 2026.

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.