Associate Credit Manager (Team Lead)

Job Title: Associate Credit Manager

Job Description

The Associate Credit Manager is responsible for underwriting and reviewing small business/commercial loans while providing daily guidance and support to a team of approximately five Credit Analysts. This role functions as a hands-on underwriting expert and knowledge lead, with light people leadership responsibilities. Formal people management experience is less critical than deep commercial underwriting expertise. The ideal candidate is a underwriter who can mentor, review work, and act as a resource to the team.

Responsibilities

• Review and underwrite new and renewal small business/commercial loans.

• Perform global cash flow analysis, DSCR calculations, and credit risk assessment.

• Review loan packages prepared by Credit Analysts for accuracy, completeness, and policy adherence.

• Approve loans within delegated authority and present credit decisions as needed.

• Provide day-to-day guidance, coaching, and support to Credit Analysts.

• Ensure adherence to underwriting standards, procedures, and service level agreements.

• Partner with Relationship Managers to support customer needs and deal structuring.

• Recommend workflow or process improvements as appropriate.

Essential Skills

• 5-7 years of commercial loan underwriting experience.

• Strong knowledge of commercial lending, credit underwriting, and cash flow analysis.

• Ability to independently underwrite and review complex loan files.

• Strong communication skills and ability to explain underwriting decisions.

Additional Skills & Qualifications

• Bachelor's degree or higher.

Work Environment

The position is fully onsite with working hours from Monday to Friday, 8 AM to 5 PM. This role offers stability, career growth, competitive compensation, and the opportunity to play a key role in a collaborative small business lending team.

Job Type & Location

This is a Permanent position based out of Rosemont, IL.

Pay and Benefits

The pay range for this position is $85000.00 - $110000.00/yr.

Comprehensive benefits package including medical, dental, vision, life insurance, 401(k) with company match, bonus eligibility, tuition reimbursement, and additional wellness and banking benefits.

Workplace Type

This is a fully onsite position in Rosemont,IL.

Application Deadline

This position is anticipated to close on Feb 26, 2026.

About Aston Carter:

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email [email protected] (%[email protected]) for other accommodation options.