Staff Accountant

Above Lending
Chicago, IL

Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.

Reporting to the Head of Accounting, the Accountant is an essential member of the Accounting & Finance team at Above Lending. This position has primary responsibility for all elements of the accounting process, from confirming transactions are properly recorded to ensuring that our financial statements clearly tell the story of our financial results. This role requires a solid foundation in U.S. GAAP and a passion for financial operational excellence. The ideal candidate will have the ability to thrive in an environment of rapid change; work urgently and effectively within cross-functional teams; clearly communicate complex financial information to individuals across various departments; be highly resourceful; and deliver under tight deadlines.

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What You'll Do
  • Perform month-end close tasks from preparation of journal entries to financial statements review and analysis to ensure financial transactions are properly recorded
  • Prepare bank and general ledger account reconciliations
  • Own account payable and expenses process on Ramp
  • Ensure relevant internal controls are in place for the accounting and finance operations
  • Identify process improvements and assist in the implementation of relevant process change, policies and procedures to enhance the existing control environment
  • Utilize a robust understanding of accounting standards, including accounting research as needed, to ensure compliance with US GAAP
  • Assist with preparation and filings of federal and state tax returns
  • Support internal and external audits in timely resolution of audit requests and questionsOther ad hoc duties as assigned

What We Look For
  • Bachelor in Accounting, Finance or other related discipline.
  • 2 – 3 years’ experience in accounting and finance operations
  • Proficient in Excel
  • Excellent communication, analytical, and problem-solving skills
  • Meticulous attention to detail, demonstrated integrity and professionalism
  • Capable of taking initiative, working independently, and focusing on improving processes and finding the best solutions
  • Prior audit (Big 4) experience and CPA license a plus
  • NetSuite and Ramp experience preferred
  • Snowflake or SQL experience is a plus

What We Offer
  • Considerable employer contributions for health, dental and vision programs
  • Flexible time-off policy
  • 401(K) match with immediate 100% vesting
  • Merit advancement opportunities

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Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.

*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

Posted 2025-08-20

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