Mortgage Loan Originator

Mortgage Loan Originator

As our Mortgage Loan Originator, you will:

• Interview applicants in-person and by phone to assess eligibility, creditworthiness, and product fit.
• Educate borrowers on loan options, terms, rates, fees, and process steps.
• Collect, analyze, and verify borrower financial and property documentation.
• Generate initial disclosures, gather supporting documents, and submit files for processing and underwriting.
• Act as primary contact for borrowers, realtors, attorneys, and title companies.
• Ensure complete, accurate, and compliant loan files per regulatory, secondary market, and internal guidelines.
• Manage rate locks, closing timelines, and coordinating with underwriting, processing, and closing staff.
• Review referrals and CRM leads, structure applications, and issue pre-approvals.
• Manage and maintain the loan origination system (LOS).
• Build and sustain relationships with members, referral partners, and real estate professionals to generate mortgage opportunities.
• Stay current on mortgage products, regulations, and industry trends.
• Assist with home equity loans and real estate servicing needs, including phone calls and in person inquiries.
• Provide training and support for real estate staff.
• Local travel may be required to attend closings, branch visits, or community events.
• Represent the credit union positively in community and business development activities.

Requirements:

• Associate's degree or equivalent experience
• Minimum of 3+ years' recent experience as a Mortgage Loan Officer in a financial institution or mortgage company
• Strong knowledge of mortgage products, underwriting processes, and compliance (e.g., RESPA, TILA)
• Proficiency in Microsoft Windows and Office
• Excellent communication, interpersonal, and customer service skills
• Ability to manage multiple files, prioritize, and meet deadlines in a fast-paced environment
• Capable of exercising tact and sound judgment and executes responsibilities in an ethical manner
• Able to work without close supervision
• Bilingual in Spanish a plus

Benefits:

• Our 401k Match is as high as 7.98%
• We offer Blue Cross health insurance with up to 90% employee/70% dependent premiums paid
• accrue 12 days of vacation per year
• 5 days of personal leave per year
• 13 paid holidays per year
• Our dress code is relaxed, business casual and company logo wear
• We have a team of trainers to get you ready to be fabulous on the job!

For a full list of our benefits, click here Abri Credit Union Benefits

Hours:

M-F 9:00am-5:30pm (occasionally 6pm coverage as needed)

Saturday (rotating) 9:00am-1:00pm

EOE