Reinsurance Claims Expert (Expert or Analyst)

Zurich North America is currently hiring a Reinsurance Claims Expert to join the Reinsurance Finance & Recoveries Team. The role supports end‑to‑end review and analysis of reinsurance claims across multiple treaty structures, including Group and Single Parent Captive Treaties, Cyber and Miscellaneous E&O, and Large Property Treaties. This person will work out of our Schaumburg, IL North America Headquarters.

Position Responsibilities:

• Reviewing underlying claim and declaratory judgment files to assess notice and precautionary notice thresholds
• Analyzing policy and treaty wordings and providing treaty coverage assessments, including complex trigger applications (continuous, manifestation, date of injury), particularly for Captive contracts
• Supporting Reinsurance Accounting through detailed analyses involving basket, clash, and recovery application scenarios
• Providing technical claim and coverage insight to ensure accurate treaty application and financial reporting

Stakeholder and Operational Support:

• The role also serves as a key liaison with internal and external stakeholders by:
• Responding to Reinsurer and Captive Consultant inquiries and managing treaty notices and updates
• Consulting with policy and treaty underwriters to confirm underwriting intent on complex coverage issues
• Participating in calls with Claims, Claims Legal, Brokers, and Underwriting, particularly for large losses and litigation matters
• Coordinating with Claims Legal on privileged communications and tracking litigation and DJ activity

The role will be filled at the Reinsurance Claims Analyst or Reinsurance Claims Expert level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Basic Qualifications:

Reinsurance Claims Expert:

• Bachelor's Degree and 6 or more years of experience in the insurance claims area with exposure to the reinsurance business
  OR
• High School Diploma and 8 or more years of experience in the insurance claims area with exposure to the reinsurance business
  OR
• Zurich Certified Apprentice, including an Associate Degree and 6 or more years of experience in the insurance claims area with exposure to the reinsurance business
  AND
• Advanced knowledge of claims, reinsurance, and legal/coverage issues on direct and reinsurance claims for multiple lines of business
• Shows interest and ability to manage others
• Intermediate experience with Microsoft Office products

OR

Reinsurance Claims Analyst:

• Bachelor’s Degree and 6 or more years of experience in the insurance claims area with exposure to the reinsurance business
  OR
• High School Diploma and 8 or more years of experience in the insurance claims area with exposure to the reinsurance business
  OR
• Zurich Certified Apprentice, including an Associate Degree and 6 or more years of experience in the insurance claims area with exposure to the reinsurance business
  AND
• Advanced knowledge of claims, reinsurance, and legal/coverage issues on direct and reinsurance claims for multiple lines of business
• Experience with Microsoft Office products

Preferred Qualifications:

• Juris Doctor
• Advanced knowledge of claims, reinsurance, and legal/coverage issues on direct and reinsurance claims for multiple lines of business
• Member of the Bar
• Strong Microsoft Office skills
• Organizational skills
• Good analytical skills
• Strong verbal and written communication skills
• Ability to lead in a team environment
• Diversified claim experience

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The combined salary range for this position is $110,200.00 -$207,600.00. The proposed salary range for the Reinsurance Claims Analyst is $110,200.00 - $180,500.00, with short-term incentive bonus eligibility set at 15%. The proposed salary range for the Reinsurance Claims Expert is $126,700.00 - $207,600.00, with short-term incentive bonus eligibility set at 20%. 

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here .]

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Schaumburg, AM - Chicago
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No