Credit Associate Intern

Text "2321" to (309) 322-9911 to apply.

Wage Range: $18.00

This internship would take place in Summer of 2026.

A Brief Overview

The Credit Associate Intern position will provide real world experience to college students seeking a future career in banking. The Internship role provides assistance to the Credit department in order to gain working knowledge of financial statement analysis and the commercial lending process.

What you will do

• Assist Credit personnel in analyzing the financial condition and repayment capacity of commercial borrowers and guarantors in relation to new loan requests and renewals.
• Aid in calculation and interpretation of key financial metrics to assess cash flow, leverage, liquidity, collateral coverage, and debt serviceability.
• Input data into bank systems.
• Gain exposure to various department areas that interact with the Credit department and lending process.
• Assist in other credit administration duties and special projects, as assigned.

Other Qualifications/Requirements

• H.S. Diploma or GED Junior or Senior in college preferred or equivalent combination of education and experience.

Who We Are

Heartland Bank and Trust Company is headquartered in Bloomington, Illinois. With 70+ locations throughout Illinois and Eastern Iowa, Heartland continues to grow and is committed to preserving strong ties to our communities, customers, employees, and shareholders.

Heartland Bank’s mission is to “create value for the customer, earn a profit for the Bank, and have fun doing it!” At Heartland, employees have the opportunity to make a difference every day.

What We Offer

At Heartland Bank, we offer a competitive benefits package to provide you with peace of mind. Click here to learn more about what benefits we have to offer.

Physical Demands

• Regularly: Sitting, Feeling/Touching, Talking, Hearing, Vision - close peripheral, depth
• Frequently: Standing, Walking, Grasping/Reaching - with arms and hands, Repetitive Motions
• Occasionally: Climbing and/or Balancing, Stooping, Kneeling, Crouching, and/or Crawling, Lifting (30 lbs.)

Equal Opportunities and Accommodations Statement

Heartland Bank is deeply committed to creating a workplace where inclusion is not only valued but prioritized. We’re proud to be an equal opportunity employer, seeking to create a welcoming and diverse environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity or expression, family status, marital status, sexual orientation, national origin, genetics, disability, age, or any other non-merit based or legally protected grounds.

#INDHP123