Staff Software Engineer

EDGE ( is a B2B fintech on a mission to expand credit access for consumers historically unserved and underserved by the reports and scores of traditional credit bureaus. We’re doing this with risk analytics based on complementary alternative data that reveals a more complete financial picture.

Founded in 2021, Edge is part of a larger family of fintech brands that sits underneath our parent company, NinjaHoldings ( NinjaHoldings’ brands also include CreditNinja, a nationwide online consumer lending business established in 2017, and NinjaCard, a neobanking platform focused on consumers in the emerging credit space.

The EDGE business is at an inflection point where we’ve proven our platform’s value with early adopters and we’re ready to go full-throttle into our target markets. Elevating every aspect of our marketing efforts is a critical element in this planned ramp-up.

Key Responsibilities:

Technical Leadership

• Lead the design and architecture of complex systems, ensuring they are scalable, reliable, and maintainable.
• Collaborate with engineering and business leadership to define the technical roadmap and align it with the company’s goals.
• Tackle high-priority, complex problems that arise in development, operations, or scaling efforts. You are expected to bring innovative solutions and think ahead to mitigate risks.
• Drive initiatives to reduce technical debt, refactor legacy systems, and improve overall software maintainability.

Mentorship and Coaching

• Help more junior engineers grow by mentoring them in technical skills, code quality, and architectural decision-making.
• Help define and enforce the standards for code quality, system design, security practices, and operational reliability across the engineering organization.
• Conduct code reviews and design reviews for complex systems, providing detailed feedback to ensure code quality, performance, and security are maintained at a high standard.

High-Impact Contributions

• You are expected to write high-quality code, particularly when building critical systems, prototypes, or tackling particularly difficult technical challenges.
• Introduce new technologies, methodologies, or tools that improve productivity, software quality, or performance across the organization.
• Lead and contribute to the resolution of high-severity production incidents, including post-mortem analysis and system reliability improvements.
• Build POCs to test the feasibility of new technologies or methodologies before adopting them company-wide.

Requirements:

• 10+ Years of experience of hands-on software development, system design and architecture in various languages and frameworks.



• 6+ years in Team Lead or Senior Developer position, mentoring others, participating in standards setting and implementing business requirements into code.



• Full stack development experience and familiarity with full stack development and monitoring tools.



• Languages & Frameworks






• 5+ years of Ruby on Rails and SQL



• You should already know a few programing languages, be able to learn new technologies and languages trivially and enjoy doing so



• Strong experience in Cloud platforms, scalability & reliability

Additional Pluses, but Not Requirements:

• Working in startup or high growth companies
• Experience in FinTech

Benefits:

• Competitive salary and benefits package



• Fun, fast-paced work environment



• Dynamic start-up culture



• Ability to make an immediate impact in a growth stage company



• Convenient downtown Chicago office located in the heart of the city



• Equal opportunity employer

IMPORTANT NOTICE:

Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@ breezy-mail.com ) or an official NinjaHoldings brand email: @ ninjaholdings.com , @ creditninja.com , @ ninjacard.com , or @ edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at . For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com .