Credit Analyst, Senior Analyst - Insurance - Chicago

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch’s Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch’s ERGs are available to connect employees with others within the organization to offer professional and personal support.

With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.

Credit Analyst, Senior Analyst – Insurance

Fitch Ratings is currently seeking a Senior Analyst for our North American Insurance team based out of our New York office.

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through rigorous analysis and deep expertise, resulting in a variety of market-leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a challenger mindset, you will join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. As part of our global community, you will find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.

What We Offer

Fitch Ratings offers a range of credit ratings, research, and data services to help investors make informed decisions.

The Financial Institutions Group focuses on providing ratings and analysis for banks, insurance companies, and other financial institutions.

Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

What You Will Do

• Perform analysis of key quantitative and qualitative factors influencing the credit quality of insurers
• Develop and maintain normative data supporting the analysis
• Coverage on selected insurance companies
• Prepare and present company analysis to Fitch’s internal credit rating committee
• Participate in onsite meetings with company management
• Write company research and contribute to insurance industry research
• Participate in analytical projects utilizing industry financial data sources
• Maintain files in accordance with company policies

What You Need to Have

• Bachelor’s degree required
• 3–4 years of relevant analytical experience
• Advanced proficiency in Excel and Word
• Strong analytical, quantitative, and organizational skills
• Ability to manage multiple priorities and shift fluidly between projects
• Ability to excel in a team-oriented environment

What Will Make You Stand Out

• Relevant experience in insurance analysis or in a strategic planning, financial management or actuarial position within the insurance industry
• CFA/MBA/CPA or actuarial designations a plus, but not a requirement
• Capital markets and/or credit analysis experience

Why Choose Fitch

• Hybrid work environment with 2–3 days per week in the office, based on role and location
• Commitment to learning and career mobility through training, leadership development, and mentorship programs
• Investment in your future through retirement planning and tuition reimbursement programs
• Comprehensive health and wellbeing offerings supporting physical, mental, financial, social, and occupational wellbeing
• Family-friendly policies including a generous global parental leave program
• Inclusive and collaborative work environment supported by global Employee Resource Groups
• Dedication to giving back through paid volunteer days and matched charitable donations

Additional Information

Fitch is committed to providing global securities markets with objective, timely, independent, and forward-looking credit opinions. To protect Fitch’s credibility and reputation, employees must avoid any conflicts of interest or appearance of conflict. Successful candidates will be required to declare securities holdings and other potential conflicts prior to commencing employment and may be required to divest conflicting holdings.

Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, or any other legally protected status.

FOR NEW YORK AND CHICAGO ROLES ONLY: Expected base pay rates for the role will be between $95,000 and $110,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.

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Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.