Senior Financial Analyst (Effingham)

Position Title: Senior Financial Analyst


Locations: Effingham_IL


Time Type: Full time


Req ID: JR1195-Effingham_IL


At Midland, we’re proud to be a little different. You can see it in our bright orange signs-but there’s more to it than that. With our heartfelt and personalized approach, we’re focused on meeting every customer’s needs with the brightest solutions.

For more than 140 years, we’ve learned by serving customers skillfully with dedication and follow-through, we can brighten every interaction to drive our collective success. And this goes beyond traditional banking.

We foster programs that empower our communities, continuously invest in our employees, and actively pursue brighter futures for all.

Our humble ambition keeps us growing, giving back, and looking ahead. We’re innovating and optimizing our services to ensure we stay unique - providing strength you can count on with heart you can feel.

You might say we’re unlike any other bank.

And you’d be right.


At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

Salary Range: $65,000-$95,000/annually

Position Summary

As a member of the finance team, this position is responsible for leading the analysis of financial data for all aspects of the company, including budgeting and forecasting.

Primary Accountabilities

• Become the Strategic Partner with one or more of the business units of Midland by:

• Develop relationships with Executive and Senior Management of assigned Business Units to recognize and communicate areas of improvement to further the financial performance of the unit.
• Facilitate the development, implementation, and ongoing coordination of the quarterly forecast (including annual budgets) and financial planning processes including monthly variance analysis.
• Facilitate the ongoing evaluation and analysis of operating business units using financial analysis and modeling tools including key trend analysis and general ledger research to support and drive sound business decisions.
• Assist with the production of monthly, quarterly and year-end management reports including ad hoc reports as requested by management.

• Assist with the development, implementation, and maintenance of the internal reporting structure.
• Monitor progress on difficult assignments and provide guidance on complex issues within finance.
• Interpret and apply organizational policy and provide input to change methods or procedures to improve efficiency.
• Work on activities and projects with others inside and outside of the Finance department, will lead projects and coordinate resources.
• Mentor other team members.

• The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed.
• May require work in a Midland office to ensure collaboration and support of internal and external customers.
• Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
• Other duties as assigned.

Position Qualifications

Education/Experience:

• Bachelor’s degree in Accounting or Finance .
• Certification or advanced degree strongly preferred.
• 7+ years of bank finance experience.
• Experience with Funds Transfer Pricing, budgeting and forecasting software.
• Must have report design experience.

Competencies:

• Business insight
• Cultivates innovation
• Drives results
• Makes sound decisions
• Being a brand champion
• Collaborates
• Communicates effectively
• Customer focus
• Being Authentic
• Emotional Intelligence
• Self development
• Being flexible and adaptable

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [email protected].

Midland States Bank may use automated tools and artificial intelligence (“AI”) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

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