Credit Portfolio Analyst

First Mid
Mattoon, IL
Credit Portfolio Analyst Location Mattoon, IL : Responsible for completion of financial analyses for commercial and ag loan relationships and activities related to the oversight and monitoring of the commercial loan portfolio. Responsibilities include, but are not limited to:
  • Perform financial statement reviews on existing and prospective commercial and ag loan relationships. Monitors adherence to lending policies for existing and prospective relationships.
  • Create professional financial analysis presentations for review by lending personnel and makes risk grade recommendations
  • Compiles data to complete industry and peer financial analyses.
  • Perform financial statement reviews on existing and potential Bank vendors.
  • Calculate and analyze financial ratios to monitor borrower compliance with business loan agreements.
  • Calculate and analyze borrowing base advancement and line of credit availability to monitor the borrower's compliance with business loan agreements based upon the borrower provided financials.
  • Ensure procedures for out of compliance covenants and borrowing bases are followed according to Policy.
  • Provide reports to Loan Administration Committee on a monthly and quarterly basis.
  • Complete training associated with job function.
  • Other duties and special projects as assigned.
Qualifications Education/Experience:
  • Bachelor's degree in Accounting, Finance, or Business Administration and/or commensurate banking experience.
  • Proficient in Microsoft Office
  • Formal training in Microsoft Excel preferred
Skills:
  • Detail oriented
  • Strong communication skills
  • Analytical in nature
  • Possess stronger than average time management, organization, and multi-tasking skills
  • Business writing skills
  • Comfortable in a team environment working with deadlines.
First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT #LI-POST HP123
Posted 2025-08-06

Recommended Jobs

Director of Safety

Krusinski Construction Company.
Oak Brook, IL

Job Summary: The Director of Safety (DOS) is a proven field leader responsible for executing the efforts of an active and successful safety culture including inspections, investigations, safety meeti…

View Details
Posted 2025-08-07

National Sales Recruiter

Freight Wizards LLC
Chicago, IL

Job Description Job Description Position Overview: As a Recruiter, you'll oversee the full candidate search process, collaborating closely with your assigned on-site hiring manager to meet the…

View Details
Posted 2025-08-09

Metro Travel Registered Nurse

Milan Laser Hair Removal
Bolingbrook, IL

About Milan Laser Hair Removal Milan Laser Hair Removal is one of the nation’s premier laser hair removal providers. That’s because we only use top of the line lasers, and all our treatments are perf…

View Details
Posted 2025-08-06

Chain Account Specialist (Food Broker)

Affinity Group
Arlington Heights, IL

Bridge to Success: The Affinity Group is one of the fastest-growing food sales and marketing agencies in North America and Canada. Our focus is to increase market demand and drive market penetrati…

View Details
Posted 2025-08-06

Restaurant Manager

Glenview, IL

$60000 per year - $75000 per year Our Yardies need a ringleader. We’ve got a specific vibe over here at Yard House (great food, classic rock, good beer—and loads of it) thanks in no smal…

View Details
Posted 2025-07-29

Emergency Veterinarian - Naperville, IL

Veterinary Emergency Group (VEG)
Naperville, IL

Job Description Job Description WHO WE ARE VEG is a rapidly growing emergency company with hospital locations across the United States. Our mission is helping people and their pets when they n…

View Details
Posted 2025-07-29

Optometrist Job - Northern Illinois - Exciting OD Opportunity#5326

The Eye Group
Rockford, IL

Exciting opportunity for an optometrist to join an innovative vision center. No nights or weekends. Provide high quality care while performing a combination of routine and medical based exams. Ideal c…

View Details
Posted 2025-07-29

General Manager, Sales (Chicago)

Davita Inc.
Chicago, IL

What to Expect As Tesla expands, we are seeking exceptional leaders to drive our growth by forming exceptional teams and refining processes that enhance the entire customer experience. As a General …

View Details
Posted 2025-08-10

Account Executive, Enterprise Sales (Insurance/FinServ)

Hitachi Solutions
Chicago, IL

Hitachi Solutions is a global Microsoft solutions integrator dedicated to developing and delivering industry-focused solutions that empower clients to achieve their business transformation goals.…

View Details
Posted 2025-07-30

Office Manager/Assistant Property Manager

PARK FOREST COOPERATIVE III AREA J
Park Forest, IL

Job Description Job Description We are looking to hire an Office Manager to join our team! You will be responsible for overseeing the administrative activities of the organization. Responsibil…

View Details
Posted 2025-07-26